Repco Home Finance Limited — Q1FY27 Earnings Call Summary

REPCOHOME · Q1FY27 · Filed 17 Aug 2026

Key Takeaways

• FY2027 guidance: Rs.5,000 Cr disbursements, 13-14% AUM growth, reduce NPA by Rs.40 Cr
• June and July disbursements on track; Q2 target Rs.1,200-1,250 Cr
• Asset quality focus: separate verticals for NPA management; target <2% NPA by Mar-27
• Cost of funds stable at 8.3%; NIM at 5.4%, spread 3.4% for Q1
• Q1 FY2027 disbursements at Rs.843 Cr vs Rs.829 Cr in Q1 FY2026; AUM grew 8.9% y-y to Rs.15,990 Cr
• GNPA at Rs.427 Cr (2.7%) slightly up q-q; significant y-y improvement from Rs.485 Cr (3.0%)
• Net profit Rs.114 Cr vs Rs.108 Cr y-y; ROE 12.7%, ROA 2.9%
• Spread may compress by 10-12 bps due to aggressive growth and retention efforts
• Technology and organizational restructuring improving turnaround and growth
• Geographic expansion focus on non-TN southern states and western India

📄 Source: View original transcript (PDF)

Summary generated by AI from the official transcript filed on BSE/NSE. Not investment advice.