AU Small Finance Bank Limited (AUBANK)
Investor Presentation
AI summary
- Q2FY27 PAT up 53% YoY to ₹858 cr; RoA/RoE at 1.7%/16.1%
- Loans grew 25% YoY to ₹1.54 lac cr; Deposits up 29% YoY to ₹1.70 lac cr
- NIM expanded 33 bps YoY to 5.8%; Cost of funds declined 43 bps YoY to 6.41%
- GNPA improved to 1.99%; Credit cost down to 0.8%
- Strong digital adoption: >95% transactions digital; 46+ lac app users
- AI initiatives disbursed ₹500+ cr unsecured loans; 19+ voice bots deployed
- Tier I capital ratio at 16.8%, CRAR at 18.5%; robust capital position
- Leadership strengthened with new CRO and Commercial Banking head
- 3,103 touchpoints pan-India; focus on granular, stable deposits
- In-principle approval for Universal Bank transition; strong growth track record
Source: Original filing PDF
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🚨 AUBANK — Quarterly Results
Revenue: ₹2,35,800 Cr (+12% YoY)
PAT: ₹19,200 Cr (+17% YoY)
EBITDA margin: 16.8%
Board declared ₹10/share dividend. Jio adds 8M subs.
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The summary above is generated automatically from AU Small Finance Bank Limited's own
public regulatory filing under SEBI LODR. Indian Stock Alerts is
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