Press Release

Press Release - Q2FY27 - Total deposits grew 21% YoY and 6% QoQ; advances up 23% YoY and 9% QoQ - Net Interest Income rose 12% YoY; Core operating profit increased 11% YoY - Net profit surged 38% YoY to ₹7,003 crores - Asset quality improved: GNPA down 30 bps YoY to 1.16%, NNPA down 9 bps to 0.35% - Capital adequacy ratio at 16.27%, CET-1 ratio at 14.61% - Retail loans grew 16% YoY; SME loans up 25% YoY; Corporate loans up 34% YoY - Digital banking leadership maintained with 16 mn monthly active users and 38% UPI market share - Subsidiaries delivered strong H1FY27 PAT growth: Axis Finance +42%, AMC +36%, Capital +61%, Securities +9% - Cost to assets declined 24 bps YoY to 2.14%, delivering positive jaws on revenue