Aye Finance Limited (AYE)
Pursuant to Regulation 30 of SEBI (Listing Obligations & Disclosure Requirements) Regulations ,2015, an intimation of Business & Strategy Overview - Vision & FAQs is attached herewith
Business & Strategy Overview shared covering Aye Finance's vision, market, products, underwriting, technology, credit quality, funding, financials, and outlook.
- Focus on micro-scale MSMEs with hypothecation and mortgage loans.
- Proprietary cluster-based underwriting and tech-driven value chain.
- Diversified portfolio across 18 states and 3 UTs.
- FY26 AUM Rs 7,044 Cr (+27%), FY27 growth guidance 25-30%.
- Cost-to-assets ratio guided down from 9.6% to 7.0-7.5% over 3 years.
- Credit cost FY26 at 4.76%, guided 3.5-4.0% in FY27.
- RoA FY26 3.08%, expected 4-4.5% in FY27.
- Plans to triple book to ~Rs 24,000 Cr in 5 years by deepening reach and widening offerings.
Source: Original filing PDF
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🚨 AYE — Quarterly Results
Revenue: ₹2,35,800 Cr (+12% YoY)
PAT: ₹19,200 Cr (+17% YoY)
EBITDA margin: 16.8%
Board declared ₹10/share dividend. Jio adds 8M subs.
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The summary above is generated automatically from Aye Finance Limited's own
public regulatory filing under SEBI LODR. Indian Stock Alerts is
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