Audited standalone and consolidated financial results for the quarter and year ended 31 March 2026

Standalone FY26 highlights: - Total revenue from operations: ₹69,851 crore vs ₹58,524 crore FY25 (+19%) - Profit before tax: ₹23,672 crore vs ₹21,676 crore FY25 (+9%) - Profit after tax: ₹17,804 crore vs ₹16,662 crore FY25 (+7%) - EPS (basic): ₹28.65 vs ₹26.93 FY25 - AUM: ₹372,986 crore vs ₹308,832 crore FY25 (+21%) - Gross NPA: 1.27%, Net NPA: 0.52% Consolidated FY26 highlights: - Total revenue from operations: ₹81,983 crore vs ₹68,847 crore FY25 (+19%) - Profit before tax: ₹25,817 crore vs ₹22,080 crore FY25 (+17%) - Profit after tax: ₹19,332 crore vs ₹16,779 crore FY25 (+15%) - EPS (basic): ₹30.60 vs ₹26.89 FY25 - AUM: ₹509,975 crore vs ₹416,661 crore FY25 (+22%) - Gross NPA: 1.01%, Net NPA: 0.41% Other: - Exceptional items: Gain of ₹1,416 crore on sale of BHFL shares, one-time ₹265 crore charge for New Labour Codes - Final dividend recommended: ₹6 per share including special payout of ₹0.60 - Number of new loans booked FY26: 52.45 million (+21%) - Customer franchise FY26: 119.33 million (+17%) - Capital adequacy ratio: 21.55% - Credit ratings: AAA/Stable from CRISIL, ICRA, CARE, India Ratings; BBB/Stable from S&P; Baa3 from Moody's - Related party transactions disclosed - Asset cover certificate confirms 100% asset cover for NCDs - Proceeds from commercial papers used as per disclosures with no deviations