Central Bank of India (CENTRALBK)
Credit Rating
CARE Ratings Ltd reaffirmed Central Bank of India's Certificate of Deposits rating at A1+ on 07-Oct-2026. The rating reflects improved capitalisation aided by government equity infusion of ₹21,835 crore (FY16-FY23), strong government ownership (81.19%), diversified advances with focus on retail/agri/MSME, and comfortable CASA deposits (~47%). Asset quality improved with GNPA at 2.67% (Mar-26) and profitability moderate with PAT ₹4,369 crore in FY26. Capital adequacy ratio stood at 18.28% (Jun-26). Liquidity remains strong with LCR 156.59%.
Source: Original filing PDF
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🚨 CENTRALBK — Quarterly Results
Revenue: ₹2,35,800 Cr (+12% YoY)
PAT: ₹19,200 Cr (+17% YoY)
EBITDA margin: 16.8%
Board declared ₹10/share dividend. Jio adds 8M subs.
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