Central Bank of India (CENTRALBK)
Presentation on Financial Results of the Bank for the First quarter and Three months ended 30th June 2026
Q1FY27 results (unaudited):
Standalone:
Total Income 106.8bn +3.1% y-y (103.6bn)
Net Profit 13.24bn +13.3% y-y (11.69bn)
FY26 results (audited):
Standalone:
Total Income 423.4bn
Net Profit 43.7bn
Consolidated:
Total Income 107.1bn (Q1FY27)
Net Profit 13.24bn (Q1FY27)
Key highlights Q1FY27 vs Q1FY26:
Global Business 8333.2bn +18.3%
Total Deposits 4790.7bn +11.7%
CASA Deposits 2228.9bn +11.2%
Global Advances 3543.5bn +28.6%
Return on Equity 14.92% +75bps
Gross NPA 2.60% down 7bps
Net NPA 0.49% stable
Credit Cost 0.40% down 28bps
Cost to Income 55.4% down 10bps
Dividend: Not stated
Commentary: The bank reported sustained growth in profitability with improved asset quality and strong business growth across deposits and advances in Q1FY27.
Source: Original filing PDF
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🚨 CENTRALBK — Quarterly Results
Revenue: ₹2,35,800 Cr (+12% YoY)
PAT: ₹19,200 Cr (+17% YoY)
EBITDA margin: 16.8%
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