Investor Presentation

Investor Presentation - Q2FY27 - Total Business ₹89,272 Cr; Deposits ₹46,889 Cr +21% y-y; Gross Advances ₹42,383 Cr +22% y-y - Net Interest Income ₹510 Cr +20% y-y; Profit After Tax ₹183 Cr +22% y-y; NIM steady at 3.81% - Capital Adequacy Ratio strong at 19.55%; Net NPA low at 0.33% - Strategy focuses on transitioning to full-service private bank by FY30 with digital and customer centricity - Digital penetration growing: 6.51 lakh mobile and net banking users; 95.39% transactions digital - Robust asset quality with Gross NPA at ₹671 Cr and improving credit cost at 0.24% in Q2FY27 - Cost to Income ratio stable at 64.80%; operating profit ₹276 Cr +10% q-o-q - Board and leadership team stable with experienced executives driving growth and governance