Investor Presentation

AI summary - Q1-FY2027 APE ₹21.36bn +14.6% y-o-y; VNB ₹5.71bn +24.9% y-o-y; PAT ₹3.86bn +27.8% y-o-y - Solvency ratio strong at 225.4% as of June 30, 2026 - Protection segment APE grew 45.7% y-o-y; retail protection APE +60.4% - Digital initiatives: ~58% policies issued using digital KYC; 54% savings policies issued same day - Board approved proposal to rename company to 'ICICI Life Insurance Limited' pending regulatory approval - Embedded value at ₹529.89bn as of March 31, 2026, ROEV 11.9% - Focus on sustainable VNB growth balancing growth, profitability, and risk - Strong multi-decadal growth opportunity in protection, long-term savings, retirement, and health segments