Indian Bank (INDIANB)
Disclosure under Regulation 30 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015- Investor Presentation
AI summary
- Q1FY27 deposits grew 13.47% YoY; advances up 13.89% YoY
- Domestic CASA at 39.73%, CD ratio 81.06%
- GNPA at 1.86%, NNPA at 0.15%; PCR 98.22%
- Net Profit ₹3273 Cr, +10% YoY; RoA 1.31%, RoE 19.48%
- FY27 guidance: deposits growth 9-11%, advances 11-13%, GNPA 1.50-1.60%, NIM 3.10-3.25%, RoA 1.20-1.30%
- Recovery target ₹4500-5500 Cr; cost to income ~45%, credit cost <1%
- Digital business growing strongly with 1.2x YoY growth in digital liabilities and loans
- ESG initiatives include solar panels, green finance ₹14700 Cr, and gender diversity at 31%
Source: Original filing PDF
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🚨 INDIANB — Quarterly Results
Revenue: ₹2,35,800 Cr (+12% YoY)
PAT: ₹19,200 Cr (+17% YoY)
EBITDA margin: 16.8%
Board declared ₹10/share dividend. Jio adds 8M subs.
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