Updates

Q2FY27 results: Consolidated: Revenue 48.9bn; Interest Income 45.2bn; Fees & Commission 0.49bn; PAT 8.9bn Other income includes rental and staff loan interest Finance cost includes interest on borrowings and debt securities Net translation loss and impairment on financial instruments noted Provision for employee benefits and CSR expenses increased Board approved final dividend of Rs 0.75/share for FY26, paid Oct 2026 Capital adequacy ratio at 19.83%, Tier I at 17.81% Loans and advances increased with ECL provisions rising to 3,294cr Foreign currency borrowings hedged with derivatives No material change in segment reporting; solar power revenue stable No penalties except minor SEBI fines under appeal Three fraud cases reported totaling Rs 672.74cr No significant related party transactions beyond disclosures