The Jammu & Kashmir Bank Limited (J&KBANK)
Analysts/Institutional Investor Meet/Con. Call Updates
AI summary
- Q1 FY27: Deposits ₹1.73tn +16.7% y-y; Net Advances ₹1.28tn +26.6% y-y; Total Business ₹3.04tn +20.3% y-y
- Profit after tax ₹424cr, down 12.5% y-y; Operating profit ₹703cr +4.5% y-y
- Asset quality improved: GNPA 2.37% (down 113bps y-y), NNPA 0.60%
- Capital adequacy strong: CRAR 16.67%, CET1 13.91%, Tier 1 14.78%
- Net interest margin 3.28% (down 44bps y-y); Cost to income ratio 58.9%
- Digital transactions now 94% of total; CASA ratio steady at 73.9%
- Bank expanding presence with 1008 branches, strong J&K market share
- Management highlights turnaround with highest profit ₹2,363cr in FY26
- Multiple awards for MSME banking, cybersecurity, and innovation
Source: Original filing PDF
—
view on exchange portal
⚡ You're reading this after the fact — subscribers got it instantly
ISA
Indian Stock Alerts
BOT
🚨 J&KBANK — Quarterly Results
Revenue: ₹2,35,800 Cr (+12% YoY)
PAT: ₹19,200 Cr (+17% YoY)
EBITDA margin: 16.8%
Board declared ₹10/share dividend. Jio adds 8M subs.
📎 bseindia.com/xml-data/...
🎧 Audio summary ready
✓✓ 6:47 PM
Instant audio summaries2-min AI concall recap delivered with every earnings alert
20-quarter financialsRevenue, PAT, EBITDA, margins — auto-extracted from filings
Forensic red-flag screenAudit, governance, accruals & RPT flags scored automatically
Instant Telegram alertsResults, board meetings, insider trades — within minutes
Add J&KBANK to your watchlist — all of this, automated.
Sign in with Google14-day Pro trial · No credit card · Cancel anytime
More on The Jammu & Kashmir Bank Limited
Important.
The summary above is generated automatically from The Jammu & Kashmir Bank Limited's own
public regulatory filing under SEBI LODR. Indian Stock Alerts is
not a SEBI-registered Research Analyst or Investment Adviser.
This page is informational, not investment advice, a recommendation to buy
or sell any security, or any opinion about the company's business, governance
or financial health. Always read the original filing before acting and consult
a registered adviser for investment decisions.