Integrated Filing- Financial

Q2FY27 results (reviewed): Standalone: Revenue 31.0tn +19% y-y (26.0tn) PAT 5.46bn +11% y-y (4.94bn) Half Year FY27 results (reviewed): Standalone: Revenue 60.8tn +19% y-y (51.0tn) PAT 9.70bn +14% y-y (8.52bn) Consolidated: Revenue 60.5tn +18% y-y (51.2tn) PAT 9.81bn +14% y-y (8.62bn) Dividend: No dividend recommended or declared in this filing. Commentary: The Bank reported strong earnings growth with net profit rising 28.8% QoQ and 10.6% YoY in Q2FY27, driven by 5% YoY growth in net interest income and doubling of other income. Asset quality improved with Gross NPA ratio declining to 2.23% and Net NPA ratio to 0.51%, both decadal bests. Capital adequacy ratio improved to 16.57%. The Bank emphasized sustaining core income growth, strengthening recurring revenue, and enhancing recoveries while maintaining prudent lending and deposit growth towards its Vision 2030 business aspiration.