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Filed: 24 Jul 2026, 18:25 IST Exchange: BSE Category: Financial Results — Earnings Call Transcript
AI summary - Q1FY27 consolidated PAT at INR 5,480 Cr, +23% Y-o-Y; Bank standalone PAT INR 4,123 Cr, +26% Y-o-Y - Customer assets grew 16% Y-o-Y; deposits average +14% Y-o-Y with granular CA and fixed SA growth - NIM stable at 4.53%; cost-to-assets improved to 2.66%; credit cost at 46 bps - Deutsche Bank India retail acquisition for INR 281 Cr to close Sep '27; expected ROE accretive - Subsidiaries PAT +20% Y-o-Y; Kotak AMC, Prime, Securities, Alternate Assets strong - Retail unsecured loans growing; credit cards and microcredit showing sequential growth - Corporate and SME loan books growing; fee income from Corporate Bank +27% Y-o-Y - LCR improved to 143%; cautious but steady asset growth with focus on profitability and risk - Multiple analyst queries on margin stability and growth strategy; management emphasizes responsible growth
Source: Original filing PDF — view on exchange portal
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🚨 KOTAKBANK — Quarterly Results
Revenue: ₹2,35,800 Cr (+12% YoY)
PAT: ₹19,200 Cr (+17% YoY)
EBITDA margin: 16.8%
Board declared ₹10/share dividend. Jio adds 8M subs.
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Important. The summary above is generated automatically from KOTAK MAHINDRA BANK LTD.'s own public regulatory filing under SEBI LODR. Indian Stock Alerts is not a SEBI-registered Research Analyst or Investment Adviser. This page is informational, not investment advice, a recommendation to buy or sell any security, or any opinion about the company's business, governance or financial health. Always read the original filing before acting and consult a registered adviser for investment decisions.