KOTAK MAHINDRA BANK LTD. (KOTAKBANK)
Intimation attached.
AI summary
- Q1FY27 consolidated PAT at INR 5,480 Cr, +23% Y-o-Y; Bank standalone PAT INR 4,123 Cr, +26% Y-o-Y
- Customer assets grew 16% Y-o-Y; deposits average +14% Y-o-Y with granular CA and fixed SA growth
- NIM stable at 4.53%; cost-to-assets improved to 2.66%; credit cost at 46 bps
- Deutsche Bank India retail acquisition for INR 281 Cr to close Sep '27; expected ROE accretive
- Subsidiaries PAT +20% Y-o-Y; Kotak AMC, Prime, Securities, Alternate Assets strong
- Retail unsecured loans growing; credit cards and microcredit showing sequential growth
- Corporate and SME loan books growing; fee income from Corporate Bank +27% Y-o-Y
- LCR improved to 143%; cautious but steady asset growth with focus on profitability and risk
- Multiple analyst queries on margin stability and growth strategy; management emphasizes responsible growth
Source: Original filing PDF
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🚨 KOTAKBANK — Quarterly Results
Revenue: ₹2,35,800 Cr (+12% YoY)
PAT: ₹19,200 Cr (+17% YoY)
EBITDA margin: 16.8%
Board declared ₹10/share dividend. Jio adds 8M subs.
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