L&T Finance Limited (LTF)
Investor Presentation
Investor Presentation - Q2FY27
- Book grew 28% YoY to ₹1,36,635 Cr; disbursements up 27% YoY to ₹24,027 Cr
- ROE improved to 13.56%, ROA to 2.60% in Q2FY27
- Credit cost reduced to 2.46% after macro provisions
- NIM plus fees steady at 10.48%; operating expenses stable at ~4.08%
- Lakshya 2031 targets: 20%+ book growth, <2% credit cost, 3.0-3.2% ROA, 16-18% ROE
- AI and tech-driven underwriting and portfolio management enhancing risk and growth
- Strong asset quality with GS3 at 2.43% and PCR at 70%
- Diversified liability mix with lowest-ever quarterly borrowing cost at 6.95%
- ESG initiatives advancing sustainability and social impact
- Extensive pan-India branch and digital network supporting growth
Source: Original filing PDF
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🚨 LTF — Quarterly Results
Revenue: ₹2,35,800 Cr (+12% YoY)
PAT: ₹19,200 Cr (+17% YoY)
EBITDA margin: 16.8%
Board declared ₹10/share dividend. Jio adds 8M subs.
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The summary above is generated automatically from L&T Finance Limited's own
public regulatory filing under SEBI LODR. Indian Stock Alerts is
not a SEBI-registered Research Analyst or Investment Adviser.
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