Investor Presentation for the quarter ended 30.06.2026

AI summary - AUM rose 28% YoY to Rs 67,074 Mn in Q1FY27; disbursements up 128% YoY to Rs 17,309 Mn - PAT grew 30% YoY to Rs 613 Mn; Net Interest Income up 16% YoY to Rs 1,447 Mn - GNPA improved to 0.70%, NNPA to 0.49%; collection efficiency at 97.5% - Capital adequacy strong at 33.1%; cost of borrowing steady at 10.1% - Promoters increased stake to 46.7%; launched Rs 300 Cr NCD tranche in Aug 2026 - Expanded to 5,995 touchpoints across 23 states; customer base grew to 18 Mn - AI-driven processes increased efficiency; 180k applications processed quarterly - Targeting ~2x growth in AUM, income, and PAT over next 3 years - Maintained positive ALM gap and diversified liability mix with co-lending partnerships - Focus on financial inclusion with tailored MSME loans and broad product suite