General Updates

Press Release - Q1FY27 - Revenue 2448 Cr +28% y-y; EBITDA 203 Cr +182% y-y (margin 8%, +454 bps y-y); PAT 220 Cr +79% y-y - Merchant payments GMV grew 31% y-y; payment processing margin improved to above 4 bps - Consumer payments base expanded to 8 Cr MTU, growing 2.2x industry rate - Financial services revenue up 45% y-y; merchant loan distribution repeat borrowers >50% - AI-driven operating leverage supports faster revenue growth than expense growth - Cash balance strong at 13,529 Cr; international expansion underway with new licenses - EBITDA margin outlook improved with AI-led leverage; 15-20% margin achievable over 2-3 years