Investor Presentation

AI summary - Net Interest Income grew 37% YoY to Rs.21.31 bn; NIM at 4.61% in Q2 FY27 - Net Profit surged 170% YoY to Rs.4.82 bn; Operating Profit up 92% YoY - Net Advances grew 42% YoY to Rs.1,423.14 bn; Retail advances up 32%, Wholesale 56% - Deposits increased 34% YoY to Rs.1,562.72 bn; CASA ratio steady at 24.04% - Asset quality stable with GNPA at 1.02%, NNPA at 0.29%, PCR at 71.47% - Capital adequacy ratio at 30.1% including Q2 profits - Digital banking active with 4.3 mobile app rating and 5L+ daily API calls - ESG focus with CRISIL ESG score of 71 and carbon neutrality target by FY2034