RBL Bank Limited informs the exchange about Transcript of Earnings Call held on July 17, 2026.

AI summary - RBL Bank ended fresh credit card sourcing with Bajaj Finance, servicing 3.4mn co-brand cards continues - Direct sourcing now 35%, targeted to reach 50% in coming quarters; new co-brand partners onboarded - Credit card portfolio growth guided at 10-15% medium term - Elevated credit costs in co-brand portfolio expected to normalize by Q1 FY26 - Profitability of credit card business expected to stabilize as direct sourcing scales - No material financial impact expected from ending Bajaj partnership - Customer retention and spend patterns expected stable post partnership - Trail fee payouts to Bajaj Finance to continue over 2-3 years - New co-brand partners target mass affluent customers with better economics - Cross-sell of other banking products to co-brand customers planned to increase