We refer to our earlier intimation dated August 13, 2026, informing that the Company has uploaded the audio recording of the earnings conference call hosted by it on August 13, 2026, on ....

AI summary - Q1 FY27 profit after tax INR243 crores; AUM INR56,239 crores; disbursements INR3,875 crores - Cost of funds declined from 10.5% to 10%, targeting 9.3% by year-end and 7-8% in 2-3 years - Disbursement target INR10,000 crores H1FY27, INR20,000 crores H2FY27; expansion into personal loans, LAP, gold loans - Branch network to grow to 270 by H2FY27, covering 20 states with 23 master service centers - Digital-first strategy with app launch in H2FY27; 53 AI use cases underway for risk and credit management - Liability franchise strengthened by rating upgrades (domestic AA+ to AAA expected) and $63m bond buyback - Asset-light model with 30% securitization planned; 97% of AUM secured loans - Cost-to-income ratio expected ~50% in FY27, improving to 30-35% by FY29 - IHC support driving capital infusion, rating upgrades, cost savings (~INR450 crores annually) and senior management additions - FY27 disbursement guidance INR30,000 crores; FY28 target INR40,000-50,000 crores