SBI Life Insurance Company Limited (SBILIFE)
Please find attached transcript of the earnings call held on October 27, 2026
AI summary
- New business premium INR202.6bn +10% y-y; profit after tax INR12.7bn +17% y-y
- Individual rated new business premium INR97.2bn +12%, private market share 22.6%
- Value of new business INR32.7bn +19%, VoNB margin 27.9%; embedded value INR873.5bn +15%
- Gross written premium INR484bn +13%; assets under management INR5.3tn +9%
- Persistency ratios improved; opex ratio 6.9% including GST impact
- Growth guidance for FY27 IRP at 14-15%; margin guidance VoNB 26-28%
- Non-par savings and annuity products growing strongly; deferred annuity launch planned Q3FY27
- Regulatory reforms expected to have limited impact; SBI Life well positioned
- Hedging at 80% of premium; yield curve movement contributed 70bps margin expansion
- Agency channel growth expected to normalize; product mix shifting gradually from ULIP to non-ULIP
Source: Original filing PDF
—
view on exchange portal
⚡ You're reading this after the fact — subscribers got it instantly
ISA
Indian Stock Alerts
BOT
🚨 SBILIFE — Quarterly Results
Revenue: ₹2,35,800 Cr (+12% YoY)
PAT: ₹19,200 Cr (+17% YoY)
EBITDA margin: 16.8%
Board declared ₹10/share dividend. Jio adds 8M subs.
📎 bseindia.com/xml-data/...
🎧 Audio summary ready
✓✓ 6:47 PM
Instant audio summaries2-min AI concall recap delivered with every earnings alert
20-quarter financialsRevenue, PAT, EBITDA, margins — auto-extracted from filings
Forensic red-flag screenAudit, governance, accruals & RPT flags scored automatically
Instant Telegram alertsResults, board meetings, insider trades — within minutes
Add SBILIFE to your watchlist — all of this, automated.
Sign in with Google14-day Pro trial · No credit card · Cancel anytime
More on SBI Life Insurance Company Limited
Important.
The summary above is generated automatically from SBI Life Insurance Company Limited's own
public regulatory filing under SEBI LODR. Indian Stock Alerts is
not a SEBI-registered Research Analyst or Investment Adviser.
This page is informational, not investment advice, a recommendation to buy
or sell any security, or any opinion about the company's business, governance
or financial health. Always read the original filing before acting and consult
a registered adviser for investment decisions.