STATE BANK OF INDIA (SBIN)
Investor Presentation
AI summary
- Q1FY27 standalone net profit ₹21,121 Cr +10.23% y-y; operating profit ₹33,529 Cr +9.77% y-y
- Domestic NIM at 3.00%, down 1 bp y-y; RoA 1.11%, RoE 17.87%
- Gross advances ₹50 Trillion +18.63% y-y; deposits ₹60 Trillion +9.73% y-y
- Asset quality strong with gross NPA 1.47%, net NPA 0.38%, credit cost 0.27%
- Digital transactions 98.8% via alternate channels; 10.5 Cr YONO registered users
- Capital adequacy ratio improved to 15.67%; cost to income ratio improved to 46.71%
- Subsidiaries SBI Life and SBI Card report PAT growth of 22% and 19% respectively
- Regional Rural Banks show 49.99% profit growth; NIM improved to 4.09%
- SBI Group net profit ₹24,113 Cr +13.73% y-y; operating profit ₹38,632 Cr +12% y-y
- Focus on digital initiatives including AI-powered chatbot and cheque processing automation
Source: Original filing PDF
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🚨 SBIN — Quarterly Results
Revenue: ₹2,35,800 Cr (+12% YoY)
PAT: ₹19,200 Cr (+17% YoY)
EBITDA margin: 16.8%
Board declared ₹10/share dividend. Jio adds 8M subs.
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The summary above is generated automatically from STATE BANK OF INDIA's own
public regulatory filing under SEBI LODR. Indian Stock Alerts is
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