Analysts/Institutional Investor Meet/Con. Call Updates

AI summary - Q2 FY27 PAT reached INR59 crores, highest quarterly profit; loan book at INR5,700 crores - H1 FY27 PBT doubled y-y to INR150 crores; 30%-35% AUM CAGR and 35%-40% PAT CAGR guidance maintained - Supply chain financing contributes ~70% of AUM; digital lending and factoring scaled up - Leverage increased to 3.7x debt-to-equity; board approved raising leverage to 4x - Nil NPA maintained; collection efficiency 99.5% month-on-month - Digital lending book at INR121 crores; expected to be 10% of AUM in 2-3 years - New subsidiary in GIFT City to target overseas supply chain financing - CRISIL ratings upgraded to AA- long-term and A1+ short-term - Management focused on AI and digital infrastructure with strategic 15% stake in tech company - Board approved INR48 crores investment for GIFT City finance company; operational in ~1 year