UCO Bank (UCOBANK)
Presentation on Unaudited Financial Results for the quarter ended 30.06.2026
Q1FY27 results (unaudited):
Standalone:
Revenue 86.8bn +17% y-y (73.7bn)
Operating Profit 28.1bn +80% y-y (15.6bn)
Net Profit 6.56bn +8% y-y (6.07bn)
Net Interest Income 28.1bn +17% y-y (24.0bn)
Asset Quality:
Gross NPA 2.08% improved by 55bps y-y
Net NPA 0.25% improved by 20bps y-y
Provision Coverage Ratio (incl. TWO) 97.85% +97bps y-y
Credit Cost 0.39% vs <0.75% guidance
Business:
Global Business 6051bn +15.5% y-y
Global Deposits 3323bn +11.3% y-y
Global Advances 2728bn +21.2% y-y
Domestic CASA 1161bn +12.3% y-y (36.9% of deposits)
Domestic Advances 2445bn +22.3% y-y
Retail Advances 715bn +27.3% y-y
Agriculture Advances 390.5bn +30.0% y-y
MSME Advances 472bn +18.8% y-y
Capital Adequacy:
CRAR 17.22% (CET-I 18.39%) as of June 2026
Dividend: Not declared
Commentary: Bank continues digital transformation with strong growth in digital business and enhanced asset quality with stable credit cost.
Source: Original filing PDF
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Revenue: ₹2,35,800 Cr (+12% YoY)
PAT: ₹19,200 Cr (+17% YoY)
EBITDA margin: 16.8%
Board declared ₹10/share dividend. Jio adds 8M subs.
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