Asset Reconstruction Company (India) Limited — Q2FY27 earnings call summary

Filed 13 October 2026 · Official transcript

Pricing disciplined; acquisitions at ~26% of dues; focus on returns and risk management
Q1 FY27 standalone revenue from operations INR274 Cr +128% y-y; PAT INR143 Cr +107% y-y
Acquisition INR353 Cr in Q1, seasonally light; pipeline strong for rest of FY27
IRR target for acquisitions ~20-22%; investment in AUM ~22% of total
Collection-as-a-Service business in POC stage; expected to be significant revenue contributor
Write-offs expected to be minimal (<INR100 Cr next 3 years); recoveries from written-off assets recurring
AUM at INR19,574 Cr, up 16% y-y; dues outstanding INR1.40 lakh Cr +20% y-y
Recoveries rose 151% to INR1,066 Cr; cumulative SR redemption ratio 52.5%