Canara Bank — Q1FY27 earnings call summary

Filed 29 July 2026 · Official transcript

Credit cost contained at 0.49%; slippage ratio at 0.60%; guidance for NIM 2.50-2.60% for FY27
FCNRB deposits raised $775 million in July; target $1 billion
Global business grew 14.37% YoY to ₹29.05 lakh crore; advances up 17.97% YoY
Net interest income crossed ₹10,215 crore, +13.39% YoY; net profit ₹4,856 crore, +2.19% YoY
Asset quality improved: Gross NPA 1.57%, Net NPA 0.36%, PCR 94.76%
CASA at 29.7%, NIM maintained at 2.52%, ROE improved to 18.07%
Incremental lending priced higher, focus on efficiency and balanced growth
ECL provisioning estimated ₹12,000-13,000 crore; comfortable capital adequacy at 17.17%