Canara Bank — Q2FY27 earnings call summary

Filed 17 October 2026 · Official transcript

Total global business grew 15.88% YoY to ₹30.72 lakh crore in Q2 FY27
Guidance surpassed on most parameters; NIM sustained at 2.53%-2.55%
Management confident on sustaining growth and margins; no revision to guidance planned
Robust pipeline of ₹50,000 crore in corporate loans, strong retail demand
Credit cost improved to 0.47%; gross NPA at 1.33%, net NPA at 0.30%
ECL provision estimated ₹12,000-₹15,000 crore with manageable impact on CRAR and profitability
Net interest income rose 20.39% YoY to ₹11,000+ crore; net profit at ₹5,175 crore (+8.40% YoY)
Advances grew 19.46% YoY; deposits up 13.13% YoY; CASA stable at 29%