Central Bank of India — Q2FY27 earnings call summary

Filed 23 October 2026 · Official transcript

Credit cost at 0.53%, guidance maintained below 0.75% for FY27 and next year
Advances grew 29.83% to Rs.3.81tn; CASA at 44.65%, below 48% guidance
ROA improved to 1.03%, expected to remain above 1%
Liquidity coverage ratio improved to 156%; treasury outlook challenged by rising yields
Q2 FY2027 total business grew 20.54% to Rs.8.9tn; domestic deposits up 14.41%
Net profit rose 21% to Rs.1469 Cr; operating profit up 27% to Rs.2268 Cr
NIM steady at 3.01%; slippage ratio 0.24%, gross NPA 2.39%, net NPA 0.31%
Corporate book grew 42% YoY to Rs.1.19tn; pipeline Rs.24,000 Cr