Jio Financial Services Limited — Q1FY27 earnings call summary

Filed 22 July 2026 · Official transcript

Multiple analyst queries on margin expansion and growth strategy; management confirmed disciplined risk guardrails
Jio Payment Solutions TPV grew 2.5x YoY to ₹19,208 Cr; net processing margin expanded to 12 bps
Gross AUM of Jio Credit surged 2.6x YoY to ₹30,667 Cr; loan disbursements grew 173% YoY to ₹11,000 Cr
Consolidated Total Income up 141% YoY to ₹1,496 Cr; PPOP rose 38% YoY to ₹505 Cr
Profit Before Tax including dividend rose 131% YoY to ₹970 Cr; NBFC profit up 113% YoY to ₹96 Cr
Jio Payments Bank deposits grew 72% YoY to ₹617 Cr; operational turnaround achieved
JioBlackRock AMC AUM scaled to ₹18,412 Cr; 1.2 mn retail investors served
Allianz Jio Reinsurance underwrote ₹266 Cr premium in first full quarter