Bank of Maharashtra — Q2FY27 earnings call summary

Filed 29 October 2026 · Official transcript

Business grew 25% Y-o-Y in Q2 FY27; advances up 30% Y-o-Y
ECL provisioning of INR750 Cr done covering FY27-28; total assessed need INR2,500 Cr over 4 years
Write-off recovery target INR1,300-1,500 Cr annually for next 4-5 years
Pricing actions improved yield; branch-level profitability reviews implemented
Drought restructuring scheme approved with moratorium and repayment terms; 10-15% uptake expected
Domestic credit growth 23%, deposits up 22% Y-o-Y; CASA grew 12%
GNPA improved to 1.25%, NNPA at 0.12%, PCR at 98.53%
Operating profit rose 31%, net profit up 41%; ROE at 26.98%, NIM 3.97%