Manappuram Finance Limited — Q1FY27 earnings call summary

Filed 17 August 2026 · Official transcript

Pricing actions raised gold loan yields; stable yield guidance around 18% going forward
Interim dividend declared at INR1/share for Q1 FY27
Branch expansion plan: 500 new branches in FY27, mainly in South, Central, and East India
Management targets ROA 3.5-4% and ROE 15-18% within 3 years
Consolidated AUM at INR69,635 Cr, +9% QOQ, +57% YOY; gold loan AUM 82% of total
Consolidated revenue INR3,033 Cr, +16% QOQ, +34% YOY; PAT INR585 Cr, +45% QOQ, +47% YOY
Standalone gold loan AUM INR54,655 Cr, +12% QOQ, +97% YOY; yield improved by 59 bps to ~18%
Microfinance AUM INR7,188 Cr, +5.8% QOQ, +7.2% YOY; PAT INR21 Cr, +58% QOQ, +108% YOY